The truth is, estate planning isn’t just for the ultra-wealthy—it’s for everyone. 

The federal government is grappling with serious fiscal challenges: a $36 trillion debt, a $2 trillion deficit, and spending that far exceeds revenue.

Will the Tax Cuts and Jobs Act (TCJA) be extended, or could we see its sunset in 2025? The federal government’s financial state—a $36 trillion debt and $2 trillion deficit—might necessitate changes regardless of political promises.